Things to know before you buy a house
Buying a home can be the biggest purchase you will make in your lifetime, and something you may only do once or twice in your lifetime. Taking a moment to find the right Realtor that you trust to help you through the process is essential. I take my job as a Realtor seriously. It’s my role to make your house dream a reality, the process as simple as possible, and represent you throughout the process. There are other things to keep in mind before you buy.
Use a mortgage lender your Realtor recommends. There are TONS of options out there, but they are not all equal. The lender you choose will play an important role in making sure you understand your budget, your closing stays on track (bad lenders can cause delays to closing, and possibly even cause you to lose your dream home), and follows all the rules and regulations. Realtors work with lenders every day, so they know which ones are top notch to use based on your personal situation.
As tempting as it is to tour open houses on a Saturday afternoon, don’t do it. ESPECIALLY if you do not have a Realtor with you. The Realtor showing the house represents the seller and is under contract to represent the seller’s best interests. If you are walking through the house saying, “This is perfect!” “This has everything I’ve been looking for!” These give the sellers Realtor cues on how interested you are, and it can weaken your negotiating power down the road if you choose to offer on the house.
Tell your Realtor what your house non-negotiable things are, and get out and see a few homes that fit all or most of them. Be honest with your Realtor. You won’t offend me if you don’t like a house. The more honest you are about what you like or what you cannot stand will help us hone in on exactly what you are looking for. This will help identify if there are other things you want to add to your list, what style or layout of the home you like, and how your must-have list fits within your budget.
Be ready to see homes the same day or next day they hit the market. When you have narrowed in on exactly what you are looking for. It is important to see a house right away if you might be interested in it. There are specific price points and times of the year when waiting too long could mean you miss out. When you work with me, I will keep you up to date on the market and reach out the moment any new house matching your must-have list hits the market.